We Pay You Back In Rewards!!

HLSB Advantage Points is a simple, easy to use program where you earn points just by using your
Home Loan State Bank debit card. From groceries to fuel to utility bills, your purchases will really pay off.

$2 spent in signature transactions* = 1 point

Earn Bonus Points

Earn 5X points when shopping the Perks Points Mall

Earn 3x points at our More Points superstore

Redeem your points

You can redeem your points for rewards including travel, gift cards, merchandise, experiences,
Green Products and charitable donations.

Click the button below to register, browse rewards, and learn more!

*What is a signature transaction? A signature transaction is a 'credit' based transaction. Points will only be awarded for credit based transactions.
You must sign or select credit at checkout on all purchases to earn points. Pin-based transactions will not earn points.