If you believe that you are the victim of fraud . . .

Give us a call @ (970)243-6600 Toll-Free:
1-800-576-6428 or send us an email by clicking here. We are on your side and you can rest assured that we will do everything in our power to protect you, and your identity.
 

Check Your Credit
Report Suspicious Activity
Re-evaluate Your Passwords
Worst Case, What to Do
Experian - Tips for Fraud Victims

Check Your Credit
The Fair Credit Reporting Act requires that each of the 3 major credit reporting companies, at the consumer's request, provide consumers with a free copy of their credit report once every year. The only website authorized to do this is: Annualcreditreport.com. Be advised that there are other sites known as "Phishing Sites" that attempt to lure people in that may have spelled the address incorrectly. This link has been verified as safe. You may also link to it off of the Federal Trade Commission's website by clicking the following link:
The Federal Trade Commission's Information on Free Annual Credit Reports

Report Suspicious Activity
The Federal Trade Commission also offers channels through which you may file a complaint if you have paid for what you thought was a free annual credit report, or if you have received unsolicited (spam) emails offering you a free annual credit report. Be advised that, annualcreditreport.com will NEVER send you an email solicitation for your annual credit report or use pop up ads.
To report identity theft you can call the FTC's ID Theft Hotline at 1-877-IDTHEFT(438-4338) or you can use the FTC's online ID Theft Complaint Form

We urge you to take advantage of this free annual service, and to stay updated on the latest scams and security threats by checking out our Alerts Page.

Re-evaluate Your Passwords
Make sure that you have strong passwords. Click the link below to use Microsoft's Pass-
word checker:
http://www.microsoft.com/protect/yourself/password/checker.mspx

Worst Case, What to Do
If it turns out that you are the victim of identity theft, it is important that you know your rights. A listing of identity theft victims' rights are located at Experian.com:
https://www.experian.com/consumer/cac/01_loginInfo7.htm

We also suggest that you review their Tips for Fraud Victims. These steps are very valuable in that they help minimize the damage to fraud victims.